Planning is the key to a smooth experience. One tip we give clients is to avoid making deposits from random, miscellaneous sources in the two or three months preceding their purchase. The reason we give this advice is because most large deposits must be documented to determine their source. If a deposit is hard to document, a paperwork logjam can occur. The reason all deposits are examined and sourced is because this is how a lender verifies that the deposit is not a secret loan. So, if you are thinking about buying a home, call us first. We will not only help you get pre-approved we will also guide you around obstacles and teach you had to avoid mortgage traps.
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