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Where are rates heading? And, why?

Mortgage Rates- Up or Down? If you are trying to track mortgage interest rates or are wondering where they are heading, you should understand their relationship to 10 Year Treasury bond yields. Mortgage interest rates track the yields of 10…

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What determines your mortgage rate?

There are several factors which determine a mortgage rate.  This system is promulgated by Fannie Mae and Freddie Mac, our US housing agencies. Here is the list of factors: 1.)  Credit score.  The higher the score, the better the price. …

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