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Why Do Real Estate Agents Ask If You’re Pre-Approved?

Real Estate Agents Need To Know.

If you’ve ever been at an open house and within a few minutes the real estate agent is asking you “have you been pre-approved?” you know it can feel a little obtrusive. Especially if you were just curious and wanted to quick take a look. You may even not be in the market. Here at Bamboo Mortgage Services we understand exactly why they ask.

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3 Good Reasons To Buy

3 Good Reasons To Buy Versus Renting

Homeownership is so much more than having a place to keep your belongings, or shelter from Portland’s rainy winter months. It’s also part of a solid financial foundation to create wealth for you and your family. Bamboo Mortgage is dedicated to helping you find the right financing solution for your situation. Helping you is a responsibility we take very seriously. 

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Portland’s affordable housing solution, HOLTE program

The HOLTE program helps make buying a home more affordable!

One of Portland’s affordable housing solutions is the HOLTE program. The Homebuyer Opportunity Limited Tax Exemption (HOLTE) program is a tax relief program to help provide more affordable housing opportunities in Portland. Eligible homes receive a a ten-year property tax exemption on structural improvements to the home as long as the property and owner remain eligible per program requirements. In more understandable terms, you only have to pay taxes on the land itself based on the value prior to the home being built. The buyer gets to enjoy those tax savings for 10 years.

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Can you overcome the down payment barrier?

Housing prices keep going up, and along with prices the down payment goes up too.

You’ve been wanting to buy a home, prices keep going up every time you look. You wonder “How can you overcome the down payment barrier”? Don’t worry, you’re not alone. When you’re making an offer on a home there are lot’s of out of pocket expenses to consider, least of which is the down payment. The down payment can be a barrier to homeownership that seems too big to overcome. 

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